Secured Loans

You may wish to retain your existing mortgage but still need to release the funds tied up in your property. The answer could be a secured loan.

Loans from £5,000 to £250,000  

We search dozens of loan plans for you.

A secured loan can be used for almost any purpose: to pay off expensive credit cards and reduce your monthly repayments; for home improvements; even for a new car, a wedding or a holiday.

Secured loans are secured on your property. This means that the lender is taking less of a risk in lending you the money. For this reason the rates are lower than for unsecured loans. Also secured loans are available to people who may not be eligible for an unsecured loan- for example, those with bad credit, or who can't prove their income, or whose income comes from benefits or pensions. Larger secured loans are also available, depending on how much equity you have in your property.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up your repayments on your mortgage

Your home is at risk if you don't keep up the repayments. For this reason Valemortgages.co.uk will make sure you can afford the repayments. We also offer a range of insurance to cover your payments if you are unable to work through accident, sickness or unemployment.

Commercial Loans

Valemortgages.co.uk has access to most domestic and commercial lenders to raise capital for a variety of purposes.

"The Financial Services Authority does not regulate some forms of buy to lets, secured loans, commercial loans and overseas mortgages."